Financing

Get a Big Impact for Zero Down

At SunPower by Sea Bright Solar, we offer a variety of solar financing options so that nearly every homeowner can save with solar, regardless of their budget or credit history. We’ll also ensure that you receive all available benefits for federal and state tax credits as well as other solar incentives.

Cash Purchase

If you have the financial resources available, purchasing your home solar system delivers the greatest long-term savings and return on investment. From 2023 to 2032, you may be able to recover up to 30% of your system costs through a federal tax credit. Your energy savings will pay for the system in a few short years, with decades of free electricity to follow.

Claim tax incentives
A Home Equity Loan can also be used & may be tax-deductible
Your system will pay for itself with savings on your utility bills
Increase your property value

Solar Loan

You own your solar system and pay for it with a loan. You can pay off your loan at any time without penalty.

No upfront costs
Claim tax incentives: 30% ITC
Loan term up to 25 years
Credit Score: 640+
25-year product warranty
Low payments & immediate savings

Solar Lease

With this option, SunPower Capital owns the system on your roof, but you still get the benefits of electricity savings.

No out-of-pocket costs
20+ years financing term
Credit Score requirement: 650+
You pay a monthly amount to “rent” your system
25-year system guarantee: if it breaks, we’ll fix it
When you sell your home, you can assign the lease to the new homeowner

Purchase Power Agreement (PPA)

Do you want low-priced solar power but don’t want to own or maintain the equipment? With a PPA, a third party owns, maintains, and repairs the solar power system for 15–25 years. You agree to buy a guaranteed amount of electricity for significantly less than from the utility company. You pay nothing out-of-pocket, never have to worry about the system and start saving immediately.