At Sea Bright Solar, we do not benefit from the way that you finance your solar project, but we have finance partners who can help find the right solutions for you. As a solar leader for nearly 20 years, we are dedicated to helping customers get the power they need at a price they can afford. We will also assist you in ensuring that you receive all available benefits for federal and state tax credits and other solar incentives. The most common ways that our customers have financed their projects are below.

If you have the financial resources available, purchasing your commercial solar system delivers the greatest long-term savings and return on investment. The Federal Tax Credits have recently changed. Projects that begin construction by July 4, 2026 are eligible for the full 30% credit provided they are placed in service within four years. Projects that begin construction after July 4, 2026 must be placed in service by December 31, 2027, to receive any credit. After that commercial projects will be ineligible for tax credits under the current law. 

• Claim tax incentives if the project meets the deadlines
• Your system will pay for itself with savings on your utility bills
• Increase your property value

You own your solar system and pay for it with a loan. You can pay off your loan at any time without penalty. Note that: Projects that begin construction by July 4, 2026 are eligible for the full 30% credit provided they are placed in service within four years. Projects that begin construction after July 4, 2026 must be placed in service by December 31, 2027, to receive any credit. After that commercial projects will be ineligible for tax credits under the current law. 

• No upfront costs
• Claim tax incentives if the project meets the deadlines
• Loan term up to 20 years
• 25-year product warranty
• Low payments & immediate savings

Do you want low-priced solar power but don’t want to own or maintain the equipment? With a PPA, a third party owns, maintains, and repairs the solar power system for 15–25 years, and you agree to buy a guaranteed amount of electricity for significantly less than from the utility company. With a PPA, you incur no upfront costs, eliminate system maintenance concerns, and initiate immediate savings.

• No out-of-pocket or ownership costs
• Low price per kWh
• PPA provider claim tax incentives
• 20-year production guarantee
• Low payments & immediate savings
• System Size: Greater than 100 kW

The Property Assessed Clean Energy (PACE) model is an innovative mechanism for financing energy efficiency and renewable energy improvements on private property.

• Payment comes as a line item on your bi-annual property tax bill
• The interest portion of your payment may be tax-deductible
• It is an “off-balance-sheet” payment
• Customers can monetize tax benefit